Posted on

will medicaid pay for cbd oil

No, Medicaid, nor any other insurance, will pay for CBD (cannabidiol) oil. This holds true even if it is prescribed by a physician.

Will Medicaid pay for CBD oil? What if prescribed by a doctor?

To explain, despite the growing popularity of using CBD to treat medical conditions, it has not been approved by the FDA (Food and Drug Administration) for this purpose. That said, there is one exception that exists. In June of 2018, the FDA approved a prescription CBD medication, Epidiolex, which is used to treat two types of epilepsy. Please note that this is the only CBD product for which Medicaid will pay.

Further complicating the use of CBD oil for medicinal purposes, and Medicaid coverage, is that the DEA (United States Drug Enforcement Agency) still classifies CBD oil as a Schedule I Drug, the same class of drugs as heroin and ecstasy. As a side note, any FDA-approved CBD product with no greater than 0.1% THC (tetrahydrocannabinols) are considered to be Schedule V Drugs. This class of drugs has a low potential for abuse and contains some cough and anti-diarrhea medications.

Will medicaid pay for cbd oil

More than just unsafe, these CBD products will not be as effective or provide nearly as many health benefits because of the poor quality. While it is more expensive, getting your CBD from a pure and trusted source is incredibly important to ensure your safety and the products’ efficacy.

Medical marijuana is when the Cannabis sativa plant is used for medicinal purposes. This is the whole Cannabis sativa plant which contains CBD and THC as well as other cannabinoids and terpenes. Medical marijuana does produce a “high” feeling but that is a secondary benefit. Medical marijuana is used to treat a variety of conditions including, but not limited to, Alzheimer’s, appetite loss, cancer, Crohn’s disease, HIV/AIDS, epilepsy, glaucoma, mental health conditions, multiple sclerosis, muscle spasms, pain management, nausea, pain and seizures. Medical marijuana will cause the side effects commonly associated with THC.

Patients who live in a state without a financial assistance program are left to the mercy of dispensaries to afford their medicine. Some dispensaries offer a kind of discount program or coupons for those in financial hardship with a medical marijuana card. Additionally, some dispensaries offer discounts based on age, military service, or other criteria. Check out the websites of dispensaries in your area and don’t be afraid to call ahead and ask.

How much does CBD cost?

The price of CBD is incredibly variable due to the widespread availability and lack of regulation. If you head to a local gas station, you can probably find some CBD oil at the checkout counter. However, this CBD is dangerous.

Medical marijuana is federally illegal and, while buying and growing CBD is federally legal, CBD in any FDA unapproved health products (all of them) is not. Unfortunately, this means that a federally funded insurance program, like Medicaid or Medicare, will not cover CBD or medical marijuana. Neither or references CBD or potential coverage on their websites. This medical marijuana ban also extends to Medicare Advantage (a type of health insurance plan in the United States that provides Medicare benefits through a private-sector health insurer).

What is medical marijuana?

Using CBD products or medical marijuana long term can quickly add up and insurance will not cover CBD or medical marijuana. Unfortunately, there is little help available to allow financial access to these marijuana medications.

To get his medical cannabis, Mr. McCarthy estimates that he pays more than $4,200 per year to relieve his pain. A former employee of a body shop company, Mr. McCarthy says he currently lives on a premium paid for by his disability insurance. While his wife also has a job, they are raising two teenagers. In this context, unfortunately, paying more than $4,200 annually is a huge burden on their family budget. Currently, Mr. McCarthy receives no insurance coverage for the CBD and medical marijuana that he needs to manage his symptoms.

Listen to each story out there and take that to heart instead of some bogus article out there that says cannabis "cannot cure people", because it's not true. 

You'll find endless cancer survivors who were saved by cannabis, so get your information from the right sources such as survivors whose lives have been saved, including babies. 

As for if insurance companies cover CBD products, I'm still waiting to hear back from my insurance on that.

You'll also find severe epileptics having multiple severe seizures daily. 

Billions of $ for the “War on Drugs”!  I can see trying to arrest dealers for dealing cocaine & heroin but marijuana?
Harmless. Less risk than alcohol. Save that money and spend it elsewhere in the US budget.

YouTube search box

I did a large amount of reading (too much info to put here). I suggest you go there to learn a lot about CBD.

Otherwise, maybe move to states where it’s legal for use. (Colorado, Oregon). In Maryland they have decriminalized it.
Good luck!

I Googled "the 20 best CBD oils for 2018-Rave reviews"
#1 Four Corners Canabis. It is the only CBD oil that's extracted by ethanol and doesn't break up the bonds. It's a complete spectrum oil.
#2 Charlotte's Web
#3 CBD distillery
#4 Kay's Naturals (rated best in CBD isolate to meter it out to the exact mg.)